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	Description	Listing Information
Listing 1 of 500
	57 North Calibogue Cay City: Hilton Head Island Area: Sea Pines On 2 lots with 2 docks! Waterfront home on Calibogue Cay. House is not finished. Bank is selling as is,	List Price: $2,995,000 MLS: 265684 Bedrooms: 5 Bath: 5 / Half Baths: 1 Sq. Ft. 3589 approx. Foreclosure: Yes More Info...
Listing 2 of 500
	30 Canvasback City: Hilton Head Island Area: Sea Pines Best ocean views for the money in Sea Pines. Fantastic ocean views from this exceptional second-row walkway Sea Pines home.	List Price: $2,795,000 MLS: 302322 Bedrooms: 6 Bath: 5 / Half Baths: 1 Sq. Ft. 4642 approx. More Info...
Listing 3 of 500
	16 Oyster Shell City: Hilton Head Island Area: Hilton Head Plantation Short Sale! Rare Offering! Extraordinary custom home on TWO WATERFRONT HOMESITES w/breathtaking views of the sound! 8,862 sqft in main	List Price: $2,600,000 MLS: 265329 Bedrooms: 5 Bath: 6 / Half Baths: 1 Sq. Ft. 9287 approx. More Info...
Listing 4 of 500
	9 Juniper Lane City: Hilton Head Island Area: Forest Beach Gorgeous 8 Bedroom 7 1/2 bath oceanfront home on South Forest Beach with amazing views from most of the rooms.	List Price: $2,500,000 MLS: 264128 Bedrooms: 8 Bath: 7 / Half Baths: 1 Sq. Ft. 5226 approx. More Info...
Listing 5 of 500
	14 Singleton Shores Manor City: Hilton Head Island Area: Hh/off Plantation No greater value on HHI...Period! Unobstructed limitless oceanfront views over the folly and still under $2 million. Detailed luxurious craftsmanship!	List Price: $1,890,000 MLS: 264067 Bedrooms: 6 Bath: 6 Sq. Ft. 4830 approx. More Info...
Listing 6 of 500
	5 Brigantine City: Hilton Head Island Area: Palmetto Dunes/shelter Cove One of the finest second row ocean homes in Palmetto Dunes! With 6 bedrooms and 6.5 baths, this award winning	List Price: $1,795,000 MLS: 258945 Bedrooms: 6 Bath: 6 / Half Baths: 1 Sq. Ft. 3990 approx. More Info...
Listing 7 of 500
	41 Headwaters Road City: Bluffton Area: Palmetto Bluff SHORT SALE. ALL OFFERS SUBJECT TO BANK APPROVAL. Don't miss this AMAZING opportunity to own a in the exclusive Headwaters	List Price: $1,700,000 MLS: 302862 Bedrooms: 1 Bath: 1 / Half Baths: Sq. Ft. 1800 approx. More Info...
Listing 8 of 500
	29 Blue Heron Point City: Hilton Head Island Area: Hh/off Plantation This magnificent deep-water retreat was custom designed is packed with all the modern amenities. Take in breathtaking sunsets over the	List Price: $1,600,000 MLS: 300897 Bedrooms: 4 Bath: 4 / Half Baths: 2 Sq. Ft. 4300 approx. More Info...
Listing 9 of 500
	88 South Shore Drive City: Hilton Head Island Area: Palmetto Dunes/shelter Cove Incredible new home located in Leamington's finest area. Adjacent to the Beach Club and ocean. This 5 BR/5.5 BA home	List Price: $1,599,000 MLS: 263904 Bedrooms: 5 Bath: 5 / Half Baths: 1 Sq. Ft. 4864 approx. More Info...
Listing 10 of 500
	32 Spanish Pointe Drive City: Hilton Head Island Area: Spanish Wells SHORT SALE,,Fabulous Spanish Pointe on Hilton Head Island. Luxurious French Country estate located in a private gated community. Boasting long	List Price: $1,599,000 MLS: 302319 Bedrooms: 4 Bath: 4 / Half Baths: 1 Sq. Ft. 3703 approx. More Info...

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Hilton Head Foreclosures and Short Sales

With a foreclosure, once all avenues for repayment of debt are exhausted, the lender reclaims the property and, in turn, becomes the owner of that property. Of course, there is a legal process to which the lender must adhere, but once concluded, ownership is theirs. The new owner is usually a corporation or bank and has only financial ties to the dwelling; they have little, if any, first-hand knowledge regarding the property’s particulars.

Unlike the typical real estate transaction whereby the seller and purchaser communicate via their Realtor about the essentials and specifics of the home, a foreclosure purchase is often sterile, with little information released by the lender. While the purchaser is saving money (oftentimes a great deal of money), he is also accepting a property “as is”.

With Hilton Head foreclosures, many times the property was architecturally deficient from the start; however, during the boom, buyers were willing to overlook such defects in an attempt to get into the market. More often than not, these were the properties didn’t sell at all (hence, their being foreclosed upon). In today’s climate, with excess inventory from which to choose, purchasers are not willing to accept faulty floor plans, flawed exteriors and poor design.

It is imperative that purchasers of foreclosed property have an experienced Realtor to guide them through the process of repairs and/or renovations, as many foreclosed properties were either abandoned or neglected for significant periods due to the owner’s inability or inconsideration, once in default, to maintain the home.

Your Realtor’s experience and knowledge are imperative—as money saved in the contract price can be easily depleted during the process of bringing the property up to standards. Your Realtor must have full comprehension and a strong personal knowledge of both Town building codes and plantation ARB architectural aesthetics.

I have participated in numerous foreclosure sales, the most recent closings occurring in Forest Beach and Sea Pines. I have built numerous properties for myself, for pure investment (short-term rental), for primary use and to sell for profit. I am keenly aware of both code and of what is salable in today’s market. Call me if you are interested in pursuing the purchase opportunity of foreclosed property on Hilton Head Island.

Hilton Head Island Short Sales

A short sale occurs when the lender (mortgagee) allows the borrower (mortgagor) to sell the property for less than the outstanding balance of the mortgage loan. In turn, the borrower turns over the proceeds of the sale to the lender.

While it allows the borrower to avoid a more costly and time-consuming foreclosure, it does not, however, release the borrower from the obligation to pay the balance of the loan, also known as the deficiency. The deficiency is not extinguished (unless it is clearly indicated on the Offer of Acceptance by the lender). While lenders may forgive the deficiency, other lien-holders likely will not. Accordingly, short sales remain on a credit report for 7 years.